Of course, the environment can be a factor contributing to accident risk. Bad weather, rain, snow, strong wind – the likelihood of an accident to occur in such conditions is certainly quite high. But still, it’s much easier and cheaper to try to avoid an accident rather than having to deal with the consequences. Not [...]

The weather conditions should not affect anything. Of course, it is clear to everybody that in winter accidents are more frequent, but you also have to remember that avoiding an accident is much more valuable than knowing how to recover from it. But in case you did end up in an accident please know what [...]

It’s easy to say what the law is – legislatures must write it down and publish it for all to read – but harder to live with its consequences. Looking across the US, almost all states have laws setting mandatory insurance levels for all vehicles on the road. Almost without exception, all these states also [...]

The role of women in society has changed dramatically over the last fifty years. We have moved from an expectation that girls will marry young, stay home and bring up children to a new world in which women are financially independent and less dependent on the decision-making powers of their fathers and “husbands”. This has, [...]

Although it may seen odd to talk about spending money on your property during a recession and a credit crunch, this is the time when you may be most at risk if you start changing things around. Let’s start with a simple question. One of the results of this downturn has been a dramatic increase [...]