For most of us buying a home is the biggest investment to mike during the whole lifetime. And it seems reasonable that such an important investment needs reasonable coverage. That’s why you need home insurance.
What’s included in your homeowners insurance?
In case you finance your house purchase through a mortgage, your lender is most likely to [...]

This February, the Department of Health and Human Resources has issued a report identifying an alarming trend for insurance companies to seek premium rate increases. This is not limited to one or two states. This is not limited to one or two percentage increases in the rates. This is all the leading insurance companies asking [...]

There are so many different versions of the idiom. Try, “Expect the worst. Hope for the best.” or “Expect the worst and you’ll never be disappointed.” or “Prepare for the worst. Plan for the best.” You get the idea, particularly when it comes to dealing with your insurance company. It’s a strange reality but, no [...]

The market for insurance in the US is somewhat very different from the other world. In most every other line of business, companies are allowed to compete with each other across state lines. This helps to keep pricing to lower levels and the quality of the product to higher levels and protect the consumer. But [...]

The weather conditions do not affect anything. Of course, it is clear to everybody that in winter accidents are more frequent, but you also have to remember that avoiding an accident is much more valuable than knowing how to react in it. But if you did end up in an accident it is better to [...]