1. 90 days You can owe up to three months without going into default. However, since the first day that falls into default the bank will claim the late fee and may complain to the judge but your house payment or total debt. 2. Negotiation The Bank will seek to exhaust all possibilities before falling [...]

We are at a crisis point in which not only takes great effort to keep up with the mortgage. Now, it’s almost a miracle if we attach. At least there is a 70% chance that meets all the requirements that were required last year did not give us. So far this year, the provision of [...]

If, despite the obvious you are still thinking of buying an apartment or a house, and you’re in search of the best alternatives and the best price, our advice is without doubt: wait three years. Why? The Euribor will continue high. Despite a drop in interbank lending rates, the rate for calculating interest which are [...]

Good news for Spanish unemployed who feared for their mortgage payment: the council of ministers approved the extraordinary step by which they can be delayed for two years half the amount of your monthly payments up to a maximum of 500 euros per month. This is a postponement, not debt forgiveness: The deferred amount will [...]

When economic conditions have changed with the violence of recent months (in which we move from a euribor of almost 6% at one just above 3%, and a devaluation of housing a prisoner who has led many to pay for their homes more than they’re worth), do not cross your arms and we must insist [...]