If you are not satisfied with the way your bank is your mortgage, or you’re less overwhelming interest or want to renegotiate your debt under new conditions, Barclays offers you the option to take your mortgage with them. One reason to avoid change of bank in the case of mortgages is commissions and administrative costs [...]

It has generated an enormous amount of noise and rumors about the moratorium mortgage launched by the government and supported by the ICO, designed for unemployed, low income workers and entrepreneurs into receivership. Although in principle this is a noble initiative, the approach itself is full of gaps and ambiguities that suggest that perhaps the [...]

The mortgage involves a number of factors that make us more compliant in the workplace and limit our professional development. Based on data provided by the Research Service of BBVA, a mortgage, far from being a way to consolidate the dream of the owner, is a weight that leaves us in job insecurity and unhappiness, [...]

In Credit and Loan we have found a valuable guide to address the delicate negotiations with the bank when it has fallen (or are about to fall) into a mortgage default situation. 1. Do not fall into the non-payment Even losing a monthly debit can make us fall in lists and other files from defaulters, [...]

Banks use an equation in a triangle that covers the three main factors involving personal economy and housing prices, which are crucial to our ability to borrow: Income, Equity and Credit. What requirements must I meet to apply for a mortgage? Income: the rest of the relationship between what you earn (your actual income and [...]