1. Whether you are at risk of defaulting To do so, calculating your level of debt means the sum of all your credit payments should not exceed 30% of your income. If what you pay for your loan is more than that percentage. Then you’re in trouble … Don’t hesitate to take action soon if [...]

How to change your mortgage Bank (II) Novation Sometimes it is sufficient only for the purpose of subrogation to a second mortgage bank to bank with which the company refuses to lose you as a customer and make a binding offer to hold us. The presentation of this “binding offer” must be produced within 10 [...]

How to change your mortgage bank If you have a contract with a floor-ceiling, which allows deductions Euribor and lower monthly payments to be paid, there is a solution: to change banks. This is the process by which the costs, but a few insurance is better than paying interest to the current trend. Binding Offer [...]