1. Whether you are at risk of defaulting To do so, calculating your level of debt means the sum of all your credit payments should not exceed 30% of your income. If what you pay for your loan is more than that percentage. Then you’re in trouble … Don’t hesitate to take action soon if [...]

1. Interests It always offers a lower interest are the best. Most of the time, a lesser interest is accompanied by an association to other products (most of the time, insurance) that end up making it more expensive than other higher interest loans. “Fixed or variable? That depends on the time when we can return [...]

Although ordinary credit loan used synonymously, banks and financial institutions make a clear difference between them, and given that these differences affect us as debtors (in the capital, interest and repayment terms), we should know. Concession The loan is allocating a specific amount to the client to perform a specific project (a mortgage, for example) [...]

Despite the credit crisis (which we deferred money implies a more expensive, higher interest on any form of loan), the use of credit card (whether in retailing or a supplier of cash from ATMs) far from down, maintained and up 38.4% of the volume of banking transactions are through the cards. Although sales of small [...]

It is a time of crisis: we all need money and we need it now. But, eye care, or pay tomorrow for the convenience of the moment. In matters of loans (and especially in a matter of banks and financial) must go to step lead, and armed with a magnifying glass to read the watermark [...]