Posts Tagged ‘financial’

How cheap is your life?

Before we try to answer this question let us define what life insurance is. What is it really? Well, first thing that should be said is that life insurance is meant to solve any financial situations that may occur regarding your everyday existence. Everybody has certain responsibilities. Not only do we commit to some things [...]

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The minimum grant mortgage

We are at a crisis point in which not only takes great effort to keep up with the mortgage. Now, it’s almost a miracle if we attach. At least there is a 70% chance that meets all the requirements that were required last year did not give us.
So far this year, the provision of [...]

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Want to buy a house? Wait three years

If, despite the obvious you are still thinking of buying an apartment or a house, and you’re in search of the best alternatives and the best price, our advice is without doubt: wait three years.
Why?
The Euribor will continue high. Despite a drop in interbank lending rates, the rate for calculating interest which are [...]

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How to renegotiate your mortgage with the bank

In Credit and Loan we have found a valuable guide to address the delicate negotiations with the bank when it has fallen (or are about to fall) into a mortgage default situation.
1. Do not fall into the non-payment
Even losing a monthly debit can make us fall in lists and other files from defaulters, and [...]

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It is not the same credit as a loan

Although ordinary credit loan used synonymously, banks and financial institutions make a clear difference between them, and given that these differences affect us as debtors (in the capital, interest and repayment terms), we should know.
Concession
The loan is allocating a specific amount to the client to perform a specific project (a mortgage, for example) that [...]

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