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	<title>Capehart Blog &#187; flip side</title>
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	<link>http://www.capehartmusic.com</link>
	<description>Financial Information For Better Life</description>
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		<title>Buying an MP3 Player</title>
		<link>http://www.capehartmusic.com/buying-an-mp3-player</link>
		<comments>http://www.capehartmusic.com/buying-an-mp3-player#comments</comments>
		<pubDate>Wed, 03 Mar 2010 09:07:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Intermezzo]]></category>
		<category><![CDATA[Audio Radio]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Complete Music]]></category>
		<category><![CDATA[flip side]]></category>
		<category><![CDATA[Fm Tuners]]></category>
		<category><![CDATA[Gb]]></category>
		<category><![CDATA[Gigabyte]]></category>
		<category><![CDATA[Gigabytes]]></category>
		<category><![CDATA[Mic]]></category>
		<category><![CDATA[Mp3 Format]]></category>
		<category><![CDATA[Mp3 Player]]></category>
		<category><![CDATA[Mp3 Players]]></category>
		<category><![CDATA[Music Collection]]></category>
		<category><![CDATA[Music Player]]></category>
		<category><![CDATA[Personal Songs]]></category>
		<category><![CDATA[Player]]></category>
		<category><![CDATA[Player Models]]></category>
		<category><![CDATA[Radio Tuners]]></category>
		<category><![CDATA[Storage]]></category>
		<category><![CDATA[Tunes]]></category>
		<category><![CDATA[Video Capabilities]]></category>
		<category><![CDATA[Voice Recording]]></category>

		<guid isPermaLink="false">http://www.capehartmusic.com/buying-an-mp3-player</guid>
		<description><![CDATA[With so several MP3 Players obtainable on the market, it is fairly difficult on deciding which one meets your needs. When you want to have your complete music collection with you all over the place you go, then it seems sensible for you to have a music player with more than twenty gb of space [...]]]></description>
			<content:encoded><![CDATA[
<p>With so several MP3 Players obtainable on the market, it is fairly difficult on deciding which one meets your needs. When you want to have your complete music collection with you all over the place you go, then it seems sensible for you to have a music player with more than twenty gb of space for storage. On the flip side if you only plan to have your favorites on the player, than you ought to be fine with lower than ten gigabytes. Normally, you ought to manage to fit about 250 tunes in the MP3 format for every gigabyte. So for a 10 gigabyte MP3 Player, you is going to be able to store about 2500 tunes.</p>
<p>This figure is just an average; actual results might be more or less based upon on the length of the individual tunes you store. Size: When you consider making use of your MP3 player for entertainment while you exercise, you could want to contemplate the much smaller sized MP3 player models accessible. </p>
<p>The problem is that usually the lesser the player, the less audio it can hold. Numerous sites on the Web are offering movies, shows, and other videos for customers to view on their MP3 Players. If you plan on only utilizing your MP3 Player for listening to audio, for example while you worked out, then an mp3 player without the photo and video capabilities is going to be just fine for you. Keep at heart that observing videos on an mp3 player empties the battery out much quicker than only listening to audio. Radio Tuners: Numerous Audio players on the market have FM tuners, which enable you to listen to the radio.</p>
<p>This is fantastic when you will be weary of hearing your personal songs and want to hear new things. Games: When you consider using your MP3 Player to keep you amused while on the run, than you may want a player that has games that you just can play. Voice Recording: You&#8217;ll find allot of Audio players that have a voice-recording function.</p>
<p>These players have a built-in mic, which can be fantastic for students who wish to record talks in the classroom. If the battery life is not as long as you want to put it to use on only one charge, than it&#8217;s best you try to find something else. One can access files off the web, either free or at a small cost, or could copy tracks off their favorite CD&#8217;s, to put on the MP3 player and listen to. CD sales, however, actually increased by 6 percent in the beginning of 2000. Since these technological improvements and advancements were producing headway in the audio globe, this meant that earnings would unavoidably decrease for these audio moguls who had already been in the organization in excess of 60 a long time. Technology made hearing audio extremely easy (Rage Against the Models). In 1963 Philips presented the audio cassette tape, which in turn pivoted the rage and wrath towards that marketplace, as a replacement of the radio. Radio stations was fundamentally used for the military during World War I. When RCA, or the radio Corporation of Usa, obtained the Victor Talking Machine Company in 1929, music as identified presently, was started.</p>
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		<title>Poster Printing Tips Using Adobe Photoshop 4</title>
		<link>http://www.capehartmusic.com/poster-printing-tips-using-adobe-photoshop-4</link>
		<comments>http://www.capehartmusic.com/poster-printing-tips-using-adobe-photoshop-4#comments</comments>
		<pubDate>Sat, 13 Feb 2010 23:25:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Intermezzo]]></category>
		<category><![CDATA[Adobe Photoshop 4]]></category>
		<category><![CDATA[Creating Marketing]]></category>
		<category><![CDATA[Designing A Poster]]></category>
		<category><![CDATA[flip side]]></category>
		<category><![CDATA[Graphic Designers]]></category>
		<category><![CDATA[Halftones]]></category>
		<category><![CDATA[Hue Saturation]]></category>
		<category><![CDATA[Image Adjustments]]></category>
		<category><![CDATA[Marketing Materials]]></category>
		<category><![CDATA[Palette]]></category>
		<category><![CDATA[Pencil And Paper]]></category>
		<category><![CDATA[Pencils]]></category>
		<category><![CDATA[Poster Printing]]></category>
		<category><![CDATA[Printing Budget]]></category>
		<category><![CDATA[Printing Tips]]></category>
		<category><![CDATA[Sepia Tones]]></category>
		<category><![CDATA[Sketch]]></category>
		<category><![CDATA[Sliders]]></category>
		<category><![CDATA[Traditional Artists]]></category>
		<category><![CDATA[Using Computers]]></category>

		<guid isPermaLink="false">http://www.capehartmusic.com/poster-printing-tips-using-adobe-photoshop-4</guid>
		<description><![CDATA[For designers, the exciting thing about using computers is that they can now fuse technology with traditional art without compromising one or the other.Using a design program like Adobe Photoshop 4 allows designers to do the same things they would have done traditionally with a pencil and paper, but much faster and with less waste. [...]]]></description>
			<content:encoded><![CDATA[<p><br/><br/>For designers, the exciting thing about using computers is that they can now fuse technology with traditional art without compromising one or the other.<br/><br/>Using a design program like Adobe Photoshop 4 allows designers to do the same things they would have done traditionally with a pencil and paper, but much faster and with less waste. Esigners can redraw and erase illustrations and images in Photoshop, even in the last stages of design, without having to get out more paper or pencil.<br/><br/>This goes for all designers, from traditional artists to commercial graphic designers. Designers that are creating marketing materials ranging from brochures to posters can use the steps outlined here to cut down on waste. This not only cuts down on paper waste, but can cut down on a company&#8217; poster printing budget because they would not accidentally print something that is not up to par. They have plenty of time to fix errors in Photoshop and then only print the posters once.<br/><br/>Here are the basic steps to take when designing a poster in Photoshop 4.<br/><br/>1. Sketching in Photoshop<br/><br/>Many designers say that the sketching process is nearly the same in traditional and digital art. Photoshop&#8217;s graphic palette almost replicates the feeling of drawing on paper. But, drawing in Photoshop is not nearly as fast as drawing on paper. On the flip side though, in Photoshop you can create effects such as halftones that you cannot draw with pencils.<br/><br/>2. Preparing layers<br/><br/>After you are done with your sketch in Photoshop, you should convert the image to sepia tones before working on the colors. Converting to sepia is easy: go to Image &#8211; Adjustments &#8211; Hue/Saturation and check the Colorize box. Then use the sliders to colorize the lines into yellow, reddish ochre or brown. In sepia, the sketch lines yield halftones that are more subtle, making it easier to view the image but retain its structure while coloring.<br/><br/>After turning your sketch into sepia tones, create two layers. In the Layers palette, you should set the background layer to Multiply mode and insert it between two virgin layers. Then, put colors on the &#8220;lower layer&#8221; beneath the sepia layer and add detail and finish to the &#8220;top layer&#8221; above the sepia layer.<br/><br/>3. Working with the lower layer<br/><br/>Choose a dominant dark color that the secondary effects can relate to without losing contrast. You do this so that you do not get lost in the details of all the colors and graphics floating around.<br/><br/>Then you can add a grain to the lower layer by using Filter &#8211; Noise &#8211; Add Noise. This tool gives your image more surface texture.<br/><br/>If the texture makes it harder to see the image, you can add a Gaussian Blur to soften the noise to 1.0 pixels. Go to Filter &#8211; Blur &#8211; Gaussian Blur to soften the image. Playing with the blur and the grain allows you to add dimension and different effects to your design.<br/><br/>4. Working with the top layer<br/><br/>The top layer is where you can work with the lines of the drawing by adjusting, refining or correcting them. This is where you can work with the lighter colors to help out smooth out shapes.<br/><br/>Once you are done coloring your design, the top layer is where you can soften or get rid of lines that are too heavy.<br/><br/>By sketching and using layers in Photoshop, you can create a poster that has just as much, if not more, depth and interest than a hand-drawn sketch. Awesome artwork can be created by melding the technological and traditional art worlds.<br/><br/></p>
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		<title>Vehicle insurance saving tips</title>
		<link>http://www.capehartmusic.com/vehicle-insurance-saving-tips</link>
		<comments>http://www.capehartmusic.com/vehicle-insurance-saving-tips#comments</comments>
		<pubDate>Thu, 26 Nov 2009 13:11:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[auto auto]]></category>
		<category><![CDATA[auto insurance companies]]></category>
		<category><![CDATA[business purposes]]></category>
		<category><![CDATA[car accidents]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[flip side]]></category>
		<category><![CDATA[insurance carrier]]></category>
		<category><![CDATA[insurance carriers]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[insurance discount]]></category>
		<category><![CDATA[insurance rates]]></category>
		<category><![CDATA[lower your rates]]></category>
		<category><![CDATA[muscle cars]]></category>
		<category><![CDATA[personal purposes]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[speeding ticket]]></category>
		<category><![CDATA[unpaid bills]]></category>
		<category><![CDATA[vandalism]]></category>

		<guid isPermaLink="false">http://www.capehartmusic.com/?p=135</guid>
		<description><![CDATA[1. Driving less can save your money Driving less than 7,500 in the course of the year makes you eligible for a low-mileage discount with your insurance carrier. You can save even more money with discounts if using public transportation on a regular basis during the weekdays. 2. Use your auto only for personal purposes [...]]]></description>
			<content:encoded><![CDATA[<p><strong>1. Driving less can save your money</strong></p>
<p>Driving less than 7,500 in the course of the year makes you eligible for a low-mileage discount with your insurance carrier. You can save even more money with discounts if using public transportation on a regular basis during the weekdays.</p>
<p><strong>2. Use your auto only for personal purposes</strong></p>
<p>Most insurance carriers will increase your premium or add additional coverage (and price, respectively) for driving more due to business purposes. But if there&#8217;s no way to avoid the business use of your auto, you should inform your agent or broker about it, to make sure your vehicle is properly covered in all cases.</p>
<p><strong>3. Raise the deductible</strong></p>
<p>Deductibles and insurance rates are inversely related &#8211; the higher is your deductible, the lower is your annual rate. And by raising your deductible from $250 to $500 you will be able to save up to 15% on your rates. On the flip side, you will have to pay more from your pocket if an accident takes place.</p>
<p><strong>4. Monitor your credit rating</strong></p>
<p>Your credit rating is one of the key factors influencing the premium you will have to pay, as insurance companies use it to determine how risky you are as customer. The better your credit score, and the cleaner your record is of due credits and unpaid bills, the &#8220;safer&#8221; you are considered and the lower your rates will be.</p>
<p><strong>5. Safe driving helps</strong></p>
<p>Having no tickets or car accidents in your driving record for a period between three or five years (depends on the insurance company), will give you really good insurance discount. Getting even one minor speeding ticket can boost your insurance rates up to 10% higher.</p>
<p><strong>6. Buy a less risky auto</strong></p>
<p><a href="http://www.auto-insurance-guidance.com/">Auto insurance</a> companies all have different ratings for evaluating the risk factor of a vehicle, However, most insurance carriers agree in defining sports, muscle cars, flashy and exotic vehicles as being high risk objects, because they are most common targets for theft and vandalism, and also because the owners of such vehicles tend to drive aggressively and risky in general.</p>
<p><strong>7. Move to another place</strong></p>
<p>Living in an urban area is definitely comfortable and convenient for most of us. But living in an urban area will make insuring your car a lot more expensive than in rural areas. Heavy traffic, high theft rates, accident risks &#8211; these are what cities are known for, and that&#8217;s exactly what makes insurance rates considerably higher in much more populated places across the country.</p>
<p><strong>8. Have a garage</strong></p>
<p>Storing your auto in a garage means that it&#8217;s less likely to be hit by another car, stolen or vandalized. Some insurance companies will offer a small discount if you keep your car in a garage.</p>
<p><strong>9. Increase the safety of your vehicle</strong></p>
<p>Most insurance companies tend to offer special discounts to drivers, who install security devices on their cars such as automatic seat belts, anti-lock brakes, airbags and anti-theft systems. The more secured your car is against theft or vandalism, the more likely you will get a discount.</p>
<p><strong>10. Do some comparison shopping</strong></p>
<p>If you are looking for a new policy or already have one, there&#8217;s no better way to get <a href="http://www.auto-insurance-guidance.com/vehicle-insurance-saving-tips.html">cheap car insurance</a> than shopping around. Make sure to get as many quotes from different companies as possible and compare not only the prices but the amounts and types of coverage too.</p>
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