If, despite the obvious you are still thinking of buying an apartment or a house, and you’re in search of the best alternatives and the best price, our advice is without doubt: wait three years. Why? The Euribor will continue high. Despite a drop in interbank lending rates, the rate for calculating interest which are [...]

Good news for Spanish unemployed who feared for their mortgage payment: the council of ministers approved the extraordinary step by which they can be delayed for two years half the amount of your monthly payments up to a maximum of 500 euros per month. This is a postponement, not debt forgiveness: The deferred amount will [...]

When economic conditions have changed with the violence of recent months (in which we move from a euribor of almost 6% at one just above 3%, and a devaluation of housing a prisoner who has led many to pay for their homes more than they’re worth), do not cross your arms and we must insist [...]

If you are not satisfied with the way your bank is your mortgage, or you’re less overwhelming interest or want to renegotiate your debt under new conditions, Barclays offers you the option to take your mortgage with them. One reason to avoid change of bank in the case of mortgages is commissions and administrative costs [...]

It has generated an enormous amount of noise and rumors about the moratorium mortgage launched by the government and supported by the ICO, designed for unemployed, low income workers and entrepreneurs into receivership. Although in principle this is a noble initiative, the approach itself is full of gaps and ambiguities that suggest that perhaps the [...]