Ranches have notably been a place of living or work of the typical western rural farmer. The ranch had been his home, his farm and his compound. Ranching has never been considered part of conventional real estate until lately. Now many people are seeing the profit potential of ranches and are giving a serious thought [...]

Looking around the US, all but three states mandate drivers to carry liability insurance. Some states have no-fault schemes. Others add in a requirement to buy a personal injury protection policy. As the healthcare reform bill was signed into law, many asked whether all insurance mandates were unconstitutional. This is a fun debating topic which [...]

We’re all used to fact that life is never fair. Take it as another Murphy law. Just when you think you have hit rock bottom and things cannot get any worse, they get worse. You would have thought that a recession would mean premium rates would stay the same. In your dreams, you might have [...]